20. No person shall be entitled to any indemnity under any insurance policy issued under this Act for the loss of any specified crop in any season from the insurance unit in respect of which that policy has been issued-
| (a) unless-
| | (i) the loss is a loss of the entirety of such crop, or | | |
| | (ii) the loss is such that the aggregate yield of such crop from such insurance unit for that season is less than seventy per centum of the average yield of such crop for that season from the specified area in which such insurance unit is wholly or mainly situated, such average yield being determined by the Commissioner, and | | |
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| (b) unless the loss occurs at such a stage that there is no time to raise on the insured extent of land a fresh crop of the same kind as the damaged crop. |
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Sri Lanka Consolidated Acts