13. In addition to the am due on any loan the Board amount or any person acting on may recover from the borrower, or any person acting on his behalf
(a) all moneys expended by a bank, in accordance with the covenants contained IN the mortgage bond executed by the person to whom the loan was granted, in the payment of premia and other charges in respect of any policy of insurance effected on the property mortgaged to such bank, and in the payment of all other costs and charge, authorized to be incurred by the bank, under the Covenants contained in such mortgage bond and executed by the borrower ; |
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(b) the costs of advertising the sale and of selling of the mortgaged property: |
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